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Saturday, 11 January 2014

Health Insurance - Women At Risk For Losing Health Insurance -

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Researchers at the University of Michigan found that 115,000 American women lose their health insurance every year after the divorce, and 65,000 are still months of coverage, even years later. (See : " Part-time Child custody and insurance  . " )

The paper presents an aspect of the precarious financial situation of many recently divorced women face auto insurance quotes.

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Medical debt contributes to 62 percent of applications for personal bankruptcy auto insurance quotes , according to a 2009 study published health insurance in the American Journal of Medicine. (See : " Love hurts 5 sores insurance after divorce. " )

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Previous research has shown that women's earnings decline after divorce and single people in general are not as healthy as married people health insurance . auto insurance quotes But few studies have focused on the effects of divorce on  coverage auto insurance quotes , says lead author Bridget Laves, who led the study with UM sociologist Pamela Smock .

The study, published in December in the "Journal of health and social behavior ," examined the longitudinal data of the United States from 1996 to 2007 women 26-64 years old.

 He did not look at the impact of divorce on the health insurance cover of health insurance men, although Laves said it would be a good topic for future research health insurance.

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According to the study , health insurance health insurance women with low incomes are more vulnerable to the loss of coverage for women with low income and high income .

 Women with low income may be eligible for Medicaid, and high-income women can usually afford to buy coverage health insurance auto insurance quotes.

The low-income women health insurance who rely on health plans sponsored by your spouse's employer are especially at risk health insurance .

Health insurance these are some of the health insurance options to consider if you are facing a divorce and depends on the health insurance plan's coverage for your spouse

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• Register for coverage at work if your employer offers it.

• Subscribe to COBRA. Under the Consolidated Omnibus Reconciliation , you can continue coverage through the plan rather than the former spouse to 36 months after the divorce. Prepare for sticker shock - you have to pay the premiums health insurance. COBRA applies to employers with at least 20 workers .

• Shop around for an insurance plan individual health .

• Check if you are eligible for a government health plan , such as Medicaid, the federal-state program for low insurance income. Pre-existing condition? Check the federal insurance plan preexisting condition.

• Self-Employed ? See if your company can benefit from a health plan in small groups


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